articleNIU journal of humanities.Jun 30, 2025DIAMOND OA

Financial Inclusion and Economic Growth in Nigeria

JOJeffrey Ogie EguavoenSASimon Ayo Adekunle

Covenant University · University of Benin

Indexed incrossrefdoaj

Abstract

The study investigated the link between financial inclusion and economic growth in Nigeria over the period 2009 to 2023. The specific objectives of the study were to find out whether automated teller machine (ATM), number of registered mobile money accounts (RMM), private credit to GDP (PCR), number of bank branches (NBB) and total volume of mobile money transactions to GDP (VMM) significantly affected economic growth. For this reason, the fully modified ordinary least squares (FMOLS) method was employed for the analysis of data and the results obtained indicated that automated teller machine (ATM), private credit to GDP (PCR), number of bank branches (NBB) and total volume of mobile money transactions to GDP…

Citation impact

201
total citations
FWCI
44.11
Percentile
100%
References
31
Citations per year

Authors

2
  • JO
    Jeffrey Ogie EguavoenCorresponding

    Covenant University, University of Benin

  • SA
    Simon Ayo Adekunle

    Covenant University, University of Benin

Topics & keywords

Keywords
  • Financial inclusion
  • Business
  • Ordinary least squares
  • Inclusive growth
  • Capital (architecture)
  • Production (economics)
  • Finance
  • Quality (philosophy)
UN Sustainable Development Goals
  • Reduced inequalities
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