STUDYING COLLEGE ACCESS AND CHOICE: A PROPOSED CONCEPTUAL MODEL

The student financial aid programs that were authorized under Title IV of the Higher Education Act were intended to ensure that inadequate financial resources would not limit access to college. Nonetheless, despite substantial investment in student financial aid not only by the federal government but also by state governments, colleges and universities, and other entities, college access and choice remain stratified by socioeconomic status (SES) and race/ethnicity. Although students received about $122 billion in financial aid from all sources in 2003–04 (The College Board, 2004), individuals with low family incomes, individuals whose parents have not attended college, African-Americans, and Hispanics are less…