articleInternational Journal of Financial StudiesJul 28, 2020GOLD OA

Industry 4.0 in Finance: The Impact of Artificial Intelligence (AI) on Digital Financial Inclusion

University of Johannesburg

Indexed incrossrefdoaj

Abstract

This study sought to investigate the impact of AI on digital financial inclusion. Digital financial inclusion is becoming central in the debate on how to ensure that people who are at the lower levels of the pyramid become financially active. Fintech companies are using AI and its various applications to ensure that the goal of digital financial inclusion is realized that is to ensure that low-income earners, the poor, women, youths, small businesses participate in the mainstream financial market. This study used conceptual and documentary analysis of peer-reviewed journals, reports and other authoritative documents on AI and digital financial inclusion to assess the impact of AI on digital financial…

Citation impact

518
total citations
FWCI
66.47
Percentile
100%
References
54
Citations per year

Authors

1

Topics & keywords

Keywords
  • Financial inclusion
  • Mainstream
  • Inclusion (mineral)
  • Business
  • Finance
  • Financial services
  • Financial literacy
  • Accounting
UN Sustainable Development Goals
  • Reduced inequalities
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