Digital Technologies and Sustainable Development: Evidence from FinTech, AI, and Blockchain Adoption in G20 Economies

In the wake of rapid digital transformation, emerging technologies like FinTech, AI, and Blockchain are reimagining how countries pursue sustainable development. This study examines how FinTech adoption, Artificial Intelligence (AI) readiness, and Blockchain activity influence sustainable development performance across G20 economies over the period 2015–2023. Drawing on Innovation-Driven Growth Theory, the Technology–Organization–Environment framework, and Institutional Theory, the analysis evaluates both the direct and complementary effects of these digital technologies on Sustainable Development Goal (SDG) outcomes using cross-country panel data and key macroeconomic controls. The results show that FinTech,…